“I recently decided to take the next step in my career and further education. … My choice was the Elephant & Cross educational center and I am very happy with my choice. … High standards and professional team, they are always there to help you and inform you about everything you need for your studies.”
Online Diploma in Accounting and Finance, Level 5.
A UK diploma in accounting and finance, studied completely online around a full-time job. No exams, no deadlines. €220 a month, and Malta refunds up to 70% of it when you finish.
Check if I qualify5.0 on GoogleMost finish in 10 to 15 monthsRecognised in Malta and the EU
Delivered byOnline Business School, UKAwarded by OTHM · Regulated by Ofqual · Recognised by MQRIC
Our students love studying this diploma online.
“I had a very positive experience with Elephant & Cross from start to finish. … Their support and guidance throughout the entire process were excellent, and I always felt well informed at every step. … I never encountered any problems along the way and their professionalism really stood out. … I also look forward to continuing my studies with Elephant & Cross in the future.”
“The course content was thorough and well-structured, making it easy to follow along and absorb the material. … The support I received throughout the course was phenomenal; the team was always available to answer questions and provide guidance.”
€220 a month. Then most of it back.
€220 a month, interest free, for eighteen months. Finish, and Malta’s Get Qualified Scheme refunds up to 70% of it.
- Both diplomas, tutoring, materials and certification
- No sign-up fee, no interest, nothing hidden
- Stop future payments whenever you need to
- Malta’s Get Qualified Scheme, Malta Enterprise
- Claimed once you hold your certificate
- We support you with the application
A minute on how the refund works.
What the Get Qualified Scheme is, who qualifies, and what you send when you finish.
Study anytime. Completely online.
Built so you can keep your job while you do it.

“When I look at the data, most of our students are studying at 6pm and on Sunday mornings. I don’t see that as a problem to fix, it’s the whole point. This course was built for working professionals, parents, busy people.”
Twelve modules. Twelve assignments. No exams.
The accounts function end to end: financial statements, management accounts, budgeting, costing, plus the strategy, law and people modules every finance role leans on. Each module ends in one written assignment, marked by a tutor with feedback.
Level 4Modules 1 to 66 modules
01Academic Writing and Research Skills
Academic writing, referencing and research methods, and critical thinking applied to business topics.
02Business and the Economic Environment
How macroeconomic factors and government policy affect business performance and strategy.
03Principles of Financial Accounting
Prepare and interpret financial statements; double-entry, accruals and the accounting principles behind them.
04Quantitative Methods in a Business Context
Statistical tools for forecasting and analysis; numerical methods for real business problems.
05Management Accounting
Cost accounting for internal decisions; budgeting and variance analysis to control performance.
06Leading and Managing Teams
Leadership styles and team management; how to motivate and support team performance.
Level 5Modules 7 to 126 modules
07Principles and Concepts of Strategy
How businesses analyse markets and develop strategies; strategic frameworks for growth.
08The Management of Human Resources
Recruitment, development and retention; HR policy and legal responsibilities.
09Marketing for Managers
Key marketing concepts, market research and branding, used to attract and retain customers.
10Business Law for Managers
The legal frameworks governing business, and a manager’s responsibilities under them.
11Management Accounting and Decision Making
Financial data for strategic decisions: breakeven, variance analysis and planning.
12Business Start-up: Conception to Market
A business plan taken to market: funding, legal setup and marketing for a new venture.
Then, if you want it: the degree.
Awarded by Arden University
Your 120 credits take you straight into the final year of the BA (Hons) Accounting & Finance. One more year, online, and from there a postgraduate diploma and an MBA.
About the BA top-up- Later, if you want itMBAPostgraduate diploma first, then the MBA top-up. Online, around work.
- Next, if you want itBA (Hons) Accounting & FinanceFinal year only. One year, online, at Arden University.
- You are hereDiploma in Accounting and FinanceLevel 4 and Level 5, this course. Gets you straight into the final year above.

“The diploma gives people so much confidence. Over half of our students come back for the degree, and I am so proud of that. Nobody plans it on day one. You finish, you realise it was doable, and you want the next one.”
Yes, it is a real qualification.
Before you pay anything, you get a recognition statement from MQRIC, Malta’s recognition centre. It says what the diploma is worth here.
The diploma is awarded by OTHM, a UK awarding organisation, and regulated by Ofqual, the UK government’s qualifications regulator. Both diplomas are on its public register. Level 5 on Malta’s framework, the EU framework and the UK framework. Level 6 in Ireland. An employer anywhere in the EU reads it the same way.
Check if I qualifyEvery course at this level: Diplomas in Malta · Diplomas in Ireland
- Qualification
- Diploma in Accounting and Finance
- Awarding body
- OTHM, United Kingdom
- Regulated by
- Ofqual
- Level
- MQF Level 5 · EQF Level 5
- Credits
- 120 credits
Issued to you before you start. Illustration; the wording on the real statement is MQRIC’s.
Still not sure?
The four questions we get asked most, in two minutes each.
Do you qualify?
The formal entry is a Level 4 qualification or equivalent, and you must be 16 or over. Good written English and a computer with internet. Choose the one that fits.
Who you are dealing with.
Online Business School delivers the course. Elephant & Cross enrols you and supports you from Malta.
Tuition centreOnline Business School
A UK online school delivering OTHM diplomas, Level 3 to Level 7, to students in more than 100 countries. Every module is taught through its online portal: recorded lectures, notes, and a tutor for the assignments. It offers Ofqual regulated qualifications.
Your support in MaltaElephant & Cross
Online UK qualifications for working adults in Malta, based in Sliema since 2021. Founded by Andrew Critien and Luca Cachia. About 95% of our students work full time. We tell you if you qualify before you pay, handle the enrolment and the paperwork, and support you with the Get Qualified application when you finish.
5.0 on Google148 Tower Road, Sliema
“The team is professional, responsive, and genuinely committed to supporting their students every step of the way. … I would especially like to commend Andrew Critien for his unwavering support and dedication, making the entire process smoother and less stressful.”
Still wondering?
Anything else, ask us. We reply within one working day.
What do I need to get in?
You must be 16 or over, with a Level 4 qualification such as A-levels or an MCAST diploma, or equivalent. If you do not have one but have solid experience in an accounts role, an exemption is usually granted. Good written English and a computer with internet.
Is the diploma recognised in Malta?
Yes. Both diplomas are awarded by OTHM, a UK awarding body regulated by Ofqual, and are recognised by MQRIC at MQF Level 5. That level sits on the European Qualifications Framework, so it is recognised across the EU.
Are there exams?
No. You are assessed through twelve written assignments, one per module, marked by a tutor with feedback. You can resubmit until you pass.
How long does it take?
Most students finish in 10 to 15 months around a full-time job. There are no deadlines, and you can pause for up to 90 days.
How does the 70% refund work?
Malta’s Get Qualified Scheme refunds up to 70% of your fees as a tax credit once you finish. All Malta residents are eligible. We support you with the application.
What happens if I stop paying?
You can stop future instalments whenever you need to, and nothing more is charged. Payments already made are not refunded.
Can I get a degree after this?
Yes. Your 120 credits take you straight into the final year of the BA (Hons) Accounting & Finance at Arden University, online, in one year.
When can I start?
Intakes run throughout the year. Send your details and we tell you the next start date.
Check if you qualify.
Fifteen minutes. A straight yes or no. Nothing to pay before the call.
5.0 on Google15-minute callNo obligation
“Online learning gave me the opportunity to study at my own pace and in my own time. … A mixture of presentations and videos made the lessons quite engaging.”