Get Qualified Scheme Malta (2026): Complete Guide to the 70% Tuition Fee Refund

Last updated: April 7, 2026 | Verified against: Malta Enterprise 2026 Student Manual, Newsbook (April 6, 2026), Malta Vision 2050

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April 2026: Revised Get Qualified Scheme Now Open — Here's What Changed

On April 6, 2026, Malta Enterprise and Economy Minister Silvio Schembri launched the revised Get Qualified scheme, marking the most substantial update since its introduction. This relaunch strengthens financial support for professional development across Malta, with renewed focus on STEM disciplines to align with Malta Vision 2050 strategic objectives.

If you've been considering upskilling or reskilling through accredited courses, this relaunch makes the timing ideal. The scheme now supports up to 4 courses over a 5-year period (up from previous limitations), offers additional fiscal bonuses for STEM studies, and extends credit utilisation to 15 years—giving you unprecedented flexibility in how and when you use your refund.

Whether you're a working professional, entrepreneur, or job-seeker in Malta, understanding the revised scheme is essential. This guide covers everything you need to know to maximise your 70% refund.

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What Is the Get Qualified Scheme?

The Get Qualified scheme is Malta's primary skills-development incentive programme, administered by Malta Enterprise. It is a tax credit-based reimbursement that returns 70% of eligible course fees to successful applicants.

Think of it as a direct financial return: you enrol in an approved course, complete it, and upon approval of your application, Malta Enterprise issues a Tax Credit Certificate. You then claim this credit against your income tax liability, or—if you're self-employed or have insufficient tax liability—you can apply to the Commissioner for Revenue for adjustment and cash repayment.

Key purpose: The scheme accelerates upskilling and reskilling in Malta's workforce, targeting professional qualifications at MQF Levels 3 through 8 (from secondary-level certificates to doctorates). If you hold international qualifications and want to understand how they map to Malta's framework, see our MQF levels conversions guide. The scheme is sector-agnostic, though the 2026 relaunch emphasises STEM, digital skills, and doctoral research.

Funding source: Tax credits issued by Malta Enterprise following successful application approval.

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Key Facts at a Glance

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What's New in the Revised 2026 Scheme?

The April 2026 relaunch introduces game-changing improvements:

1. Increased Support for STEM Subjects

The scheme now prioritises Science, Technology, Engineering, and Mathematics (STEM) qualifications with supplementary fiscal incentives beyond the standard 70% reimbursement. This signals Malta's investment in digital skills, cybersecurity, artificial intelligence, and advanced manufacturing—sectors critical to Vision 2050.

2. Tax Credit Utilisation Extended to 15 Years

Previously, tax credit validity was limited. The revised scheme now allows beneficiaries 15 years from certificate issue to claim their refund. This is transformative for self-employed professionals and entrepreneurs with irregular tax profiles, and for those anticipating future income increases.

3. Up to 4 Courses Over 5 Years

The scheme permits beneficiaries to undertake up to 4 separate courses within a 5-year rolling period, enabling multi-stage skill development (e.g., Level 4 foundation → Level 5 specialist → Level 6 advanced). Each course generates its own Tax Credit Certificate.

4. Support Extended to Doctoral Level

The revised scheme now integrates the former Higher Qualification Scheme, extending support to doctoral-level (MQF Level 8) and advanced research qualifications. This recognises that professional development extends beyond workforce entry-level skills.

5. ECTS and Learning Hours Flexibility

The scheme now accepts qualifications defined by European Credit Transfer System (ECTS) credits or learning hours as the basis for assessment, reducing bureaucratic friction and aligning with international standards. This particularly benefits international online courses and cross-border qualifications.

6. Direct Agreements with Educational Institutions

Malta Enterprise has negotiated direct agreements with training providers, reducing administrative overhead. Applications for non-approved providers are now processed faster via the "Courses to Be Considered Eligible Under the Get Qualified" assessment path.

7. Aligned with Malta Vision 2050

The relaunch explicitly ties the scheme to Malta Vision 2050 strategic priorities: digital excellence, green transition, and competitive advantage through human capital. Support for STEM and doctoral research directly addresses these national objectives.

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Refund Caps by MQF Level

The scheme operates with maximum refund caps per MQF level. These caps represent the maximum 70% reimbursement available; the actual refund depends on your course fee.

Note: With the 2026 relaunch and introduction of ECTS-based assessment, refund caps may be adjusted for certain qualification types. Check the Malta Enterprise portal for the latest caps applicable to your course.

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Who Is Eligible?

To access the Get Qualified scheme, you must meet these eligibility criteria:

• Residency: Resident of Malta (EU citizens, third-country nationals with valid residence permits, and Maltese nationals all qualify).
• Employment Status: Employed, self-employed, unemployed, or studying. The scheme is open to working professionals seeking upskilling, job-changers, and those entering the workforce.
• Age: No explicit upper age limit; lower limit typically 16+ (depending on course MQF level).
• Course Eligibility: Enrolled in or completed a course at MQF Level 3 or above, or an industry-recognised qualification (ECDL, Microsoft, CompTIA, etc.). For courses not on the approved list, submit via the "Courses to Be Considered Eligible" assessment path.
• Course Completion: You must have completed (or be in the process of completing) the course before submitting your application. Proof of completion (certificate or interim certificate) is required.
• Tax Profile: You must have a valid Personal Identification Number (PIN) and income tax file with the Commissioner for Revenue. This is required to claim tax credits (or to apply for adjustment/refund if your tax liability is insufficient).
• Digital Verification: You must have access to a valid Government of Malta e-ID and be able to complete Two-Factor Authentication (2FA) on the application portal.
• No Duplicate Claims: One application per certification—you cannot claim the same course qualification twice under the scheme.

Who is typically excluded?

• Non-residents without valid residence permits.
• Courses below MQF Level 3 (unless industry-recognised).
• Courses completed more than specified timeframes prior to application (check portal guidance).
• Applicants without tax registration in Malta.

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How to Apply — Step-by-Step Guide

The application process is streamlined and digital-first. Follow these steps:

Step 1: Prepare Your Documents

Gather the following before starting your application:

• Acceptance Letter: Original course enrolment confirmation from your training provider.
• Certificate of Completion: Final certificate or interim certificate (if course is still ongoing); proof of completion from the institution.
• Proof of Payment: Invoices, receipts, or payment slips showing course fees paid. Ensure amounts match your application.
• Government of Malta e-ID: Valid e-ID (activation may take a few days if newly issued).
• Tax PIN: Your Personal Identification Number for tax purposes (available from Servizz.gov or Inland Revenue).

Step 2: Access the Portal

Log into getqualified.maltaenterprise.com using your Government of Malta e-ID and complete Two-Factor Authentication (2FA). If you don't have an e-ID, apply at Identity Malta first.

Step 3: Select Course & Institute

From the portal dashboard, search for your course by name or browse approved institutes. If your course or provider is not listed, use the "Courses to Be Considered Eligible Under the Get Qualified" option to submit for assessment (processing may take longer).

Step 4: Enter Course Dates

Provide your course start and end/completion dates. The system validates that the course duration aligns with the qualification level and course content.

Step 5: Create Your Application

Click "Create Application." The portal generates a unique application reference number. This is your tracking code—save it.

Step 6: Complete Application Sections

The application is divided into mandatory sections:

• Course Details: Confirm course title, MQF level, ECTS/hours, institute, and dates.
• Course Payments: Enter total course fees paid. Upload payment invoices/receipts as PDF.
• Application Details: Provide your personal tax details (PIN, employment status, sector).
• Application Documents: Upload acceptance letter, certificate of completion, and proof of payment.
• Declarations: Confirm accuracy of information. Tick mandatory declarations (tax data consent, eligibility statement).

Step 7: Submit Application

Important: Once submitted, your application is locked. You cannot edit or add documents. Ensure all information is accurate before clicking "Submit."

If you need to make changes, you must withdraw the application and create a new one (you'll retain your reference number).

Step 8: Assessment & Approval

Malta Enterprise reviews your application (typically 2–8 weeks). You'll receive email updates. Upon approval, you'll receive a Tax Credit Certificate detailing the refund amount.

Note (2026 onwards): The revised scheme removed the "Sponsorship" field, simplifying applications for self-employed and entrepreneurs.

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How the Tax Credit Works — Using Your Refund

Once Malta Enterprise approves your application, you receive a Tax Credit Certificate. Here's how to claim your 70% refund:

Step 1: Check Your Income Tax Statement

After approval, wait for your next Income Tax Assessment from the Commissioner for Revenue. Your Tax Credit Certificate number should appear automatically on your Income Tax Statement.

If the credit is already included: The credit is deducted from your tax liability automatically. If you owe less tax than your credit value, the surplus may be carried forward to future tax years (up to the 15-year utilisation limit).

Step 2: If the Credit Is NOT Included (Self-Employed / Different Tax Profile)

If your tax assessment doesn't include your credit, you can claim it proactively by submitting:

• Adjustment Form: A completed Adjustment Form — available from the Commissioner for Revenue offices or via email request.
• RA10 Form: A completed Form RA10 (Request for Adjustment) — available from the CFR website.
• Tax Credit Certificate: A copy of your Tax Credit Certificate issued by Malta Enterprise.
• Final Certificate: A copy of your qualification certificate (the certification you completed).

All documents must be submitted to the Commissioner for Revenue, Floriana. For assistance, you can email Servizz.gov, attaching a copy of your Tax Credit Certificate.

Step 3: Utilisation Period

Your Tax Credit Certificate is valid for up to 15 years from issue. You can spread your claim across multiple tax years. For example, if you're paid a €2,500 refund, you could claim €500/year for 5 years, or the full amount in a single year.

Step 4: Refund Payment (if applicable)

If your tax liability is insufficient to absorb your credit (common for self-employed professionals with lower incomes), you may request a cash refund from the Commissioner for Revenue. The refund is processed within 30–60 days of approval.

For Pre-2025 Assessment Years

If your course was completed in 2024 or earlier and you're claiming retrospectively, contact Servizz.gov (call 153 from a Malta phone) for guidance on historical claims. The Commissioner for Revenue can assess eligibility and process backdated claims.

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Get Qualified vs Other Malta Funding Schemes

Malta offers multiple skills-development incentives. Here's how Get Qualified compares:

Key Takeaway: Get Qualified is the most flexible scheme for working professionals and entrepreneurs pursuing self-directed upskilling, offering the longest utilisation period (15 years) and multi-course support (up to 4 courses). It complements other schemes rather than competes with them.

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Elephant & Cross Courses Eligible for Get Qualified

We offer a curated selection of MQF-accredited courses and international qualifications eligible for 70% Get Qualified refund. Here are our flagship offerings:

Business & Management

• Business Management Diploma (MQF Level 5) — Comprehensive management skills, strategic planning, and leadership. Eligible for up to €3,500 refund.
• Diploma in Business Administration (EQF Level 6) — Advanced business operations, compliance, and governance. Eligible for up to €7,000 refund.

Finance & Accounting

• Online Diploma in Accounting & Finance (MQF Level 5) — Financial reporting, tax compliance, and audit principles. Eligible for up to €3,500 refund.

Human Resources

• Online Diploma in Human Resource Management (MQF Level 5) — Recruitment, talent management, employment law, and organisational development. Eligible for up to €3,500 refund.

Information Technology & STEM

• Online Diploma in IT & Computing (MQF Level 5) — Networking, cybersecurity fundamentals, database management. Eligible for up to €3,500 refund, plus potential STEM bonus.

Browse all eligible courses: View our complete course catalogue or read our guide to the best online courses in Malta.

MQF Level Resources: Unsure which level suits your career goals?

• Complete MQF Levels Guide
• MQF Levels Conversions — How Malta's Qualifications Compare Internationally
• MQF Level 4 Explained
• MQF Level 5 Explained
• MQF Level 6 Explained

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How Elephant & Cross Helps You Maximise Your Get Qualified Refund

Choosing the right course is the first step to maximising your 70% refund. Here's how we support you:

Expert Course Selection

Our team assesses your career goals, current qualifications, and budget to recommend the most impactful course. We help you choose between MQF Level 4 (foundational, up to €2,333 refund) and Level 5–6 (advanced, up to €7,000 refund) based on your trajectory.

Multi-Course Planning

The revised scheme allows up to 4 courses over 5 years. We create a phased learning roadmap—for example: Level 4 foundation (Year 1) → Level 5 specialist (Year 2) → Level 6 advanced (Year 3)—ensuring each course builds on the last and maximises cumulative refunds (up to €13,833 total).

Document Preparation & Portal Support

We guide you through gathering acceptance letters, payment proofs, and completion certificates. Our team provides pre-submission checklist reviews to prevent rejections and delays.

STEM Bonus Navigation

Our IT, Data Science, and Cybersecurity courses qualify for the 2026 STEM fiscal bonus. We advise on which STEM courses deliver career impact while maximising tax credit benefits.

Application Tracking

Once you submit, we provide application reference guides and timelines. We're available to answer portal questions and clarify requirements from the 2026 manual.

Post-Approval Tax Strategy

After your Tax Credit Certificate arrives, we provide a summary showing your refund amount, utilisation deadline (15 years), and guidance on claiming via tax assessment or adjustment form submission.

Ready to start? Contact our course advisors for a free, personalised consultation on maximising your Get Qualified refund in 2026.

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Official Sources

This hub page is verified against the following authoritative sources:

• Malta Enterprise Get Qualified Portal: getqualified.maltaenterprise.com (Official application platform; e-ID access required)
• Get Qualified 2026 Student Manual: Malta Enterprise official guidance (April 2026 revision; portal navigation, application process, MQF level eligibility, ECTS standards)
• Newsbook (April 6, 2026): "Get Qualified Scheme Relaunched with STEM Boost" — Official announcement of the revised scheme by Economy Minister Silvio Schembri
• Malta Vision 2050: maltavision.mt (National strategic framework; human capital and skills development priorities)
• Servizz.gov (One-Stop Public Services): servizz.gov.mt (Tax forms, PIN lookup, refund claim assistance; call 153 for support)
• Commissioner for Revenue Malta: cfr.gov.mt (Tax assessment, adjustment forms, cash refund processing)
• Identity Malta: identitymalta.com (e-ID issuance and activation for portal access)
• National Qualifications Framework (Malta): MQF level definitions and ECTS credit alignment

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Frequently Asked Questions

1. Can I apply for Get Qualified if I'm self-employed or unemployed?

Yes. The scheme is open to employed, self-employed, unemployed, and students. The only requirement is a valid tax PIN (Personal Identification Number) with the Commissioner for Revenue. Self-employed applicants may claim their tax credit via adjustment form if their tax liability is lower than the credit amount (resulting in a cash refund). The 2026 revision removed the "sponsorship" field, making self-employed applications simpler.

2. Do I need to complete my course before applying, or can I apply while still studying?

You must provide proof of completion or an interim/final certificate from your institution. If your course is ongoing, request an interim certificate confirming your progress and expected completion date. Some approved institutions issue interim certificates specifically for Get Qualified applications. Contact your provider if unsure.

3. What is the difference between a Tax Credit Certificate and a refund?

A Tax Credit Certificate is a government document stating you are entitled to a credit against your income tax liability. If you owe tax (e.g., employed person with sufficient earnings), the credit reduces what you owe. If you don't owe tax or owe less than your credit (common for self-employed with lower incomes), you can apply to the Commissioner for Revenue for a cash refund. The 15-year utilisation period allows you to spread claims across multiple tax years if preferred.

4. Can I apply for more than one course at the same time?

No, submit one application per course certification. However, the revised scheme permits up to 4 courses over a 5-year period, so you can submit sequential applications. For example: complete Course 1, apply, receive approval and certificate, then enrol in Course 2, apply again once completed. Each course generates a separate Tax Credit Certificate.

5. Is there a time limit to submit my application after course completion?

The portal guidance specifies a timeframe (typically 12 months from completion, though this can vary). Check the portal or contact Malta Enterprise directly for the exact deadline applicable to your course completion date. It's best to apply as soon as you have your completion certificate and payment proofs to avoid delays.

6. What if my course is not on the approved list?

Use the "Courses to Be Considered Eligible Under the Get Qualified" assessment option on the portal. Submit your course details, curriculum outline, and MQF level claim. Malta Enterprise reviews non-approved providers and may grant eligibility. Processing may take longer (4–12 weeks) than approved courses, but eligibility is often granted for internationally recognised qualifications and legitimate accredited providers.

7. Do I need a Government of Malta e-ID to apply?

Yes, the revised portal requires e-ID authentication plus Two-Factor Authentication (2FA). If you don't have an e-ID, apply at Identity Malta (processing: 5–10 working days). A digital or physical card ID will be issued with activation instructions. Non-residents within the EU or third-country nationals with valid residence permits can obtain an e-ID.

8. Can I use my tax credit to pay school fees or private education costs (not professional courses)?

No, Get Qualified is restricted to professional qualifications at MQF Level 3 or above. General education (primary/secondary schooling) and private school fees are not eligible. However, if your child completes a vocational qualification (e.g., MQF Level 3 trade certificate) or professional certification, that would be eligible under Get Qualified.

9. What happens to my tax credit if I don't claim it within the 15-year period?

Your Tax Credit Certificate expires 15 years from issue. Any unused credit lapses after this date. However, the 15-year window is generous—you can defer claims across multiple tax years if your current tax liability is low. Plan to claim before expiry by checking your certificate issue date and setting a reminder for year 14 if you haven't yet claimed.

10. Do I need to notify Malta Enterprise if I've claimed my tax credit?

No formal notification is required. The Commissioner for Revenue processes your claim (either automatically via tax assessment or via adjustment form submission). Your income tax file will reflect the credit. If claiming via adjustment form, keep a copy of your submission and the Commissioner's receipt for your records. For confirmation, you can contact Malta Enterprise or check your tax statement online via Servizz.gov.

11. Can foreigners or non-Maltese nationals apply for the Get Qualified scheme?

Yes. The Get Qualified scheme is not restricted to Maltese nationals. EU citizens, third-country nationals, and any other foreign residents living in Malta can apply, provided they meet two key requirements: a valid Government of Malta e-ID (required to access the application portal) and registration as a taxpayer in Malta with a Personal Identification Number (PIN) from the Commissioner for Revenue. The e-ID is issued to anyone with legal residence in Malta — you can apply for one through Identity Malta. The portal also supports applications for courses completed at foreign institutions via the "N/A Institutions" option, so you can claim for qualifications earned abroad as long as you are a Malta-based taxpayer at the time of application.

12. How do I apply for the Get Qualified scheme with a UK or foreign qualification?

The application process is exactly the same, with one small difference in how you find your course. Log into the portal, select "My Applications", then "Create a new Get Qualified Scheme application." When selecting your institute, you must select N/A — this is required for all foreign institutes.

In order to find your course on this list, you will need to insert the course there yourself. Below the course dropdown, you will find a button labelled "Courses to Be Considered Eligible Under the Get Qualified". Simply insert your qualification details and submit. Make sure to use the exact wording as it appears on your official certificate — for example, "Qualifi Level 5 Diploma in Business Management (VRQ)" rather than just "Business Management Diploma." You will need an MQRIC / MFHEA statement to complete this step. Click here for our guide on how to apply for an MQRIC statement.

Once approved by Malta Enterprise — which typically takes a couple of weeks — your course will appear on the N/A list and you can complete your full application.

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Last verified: April 7, 2026 | Next review date: July 2026 (or upon official scheme updates)